Superior Vision joins MetLife Family
The Superior Vision by MetLife Plan helps pay for eye exams, eyeglasses (lenses and frames) and contact lenses. This plan uses the Metlife network, but you have the flexibility to receive care from any optometrist or optician you prefer. If you choose an out-of-network provider, your reimbursement rate of eligible expenses will be lower. You can enroll in vision coverage whether or not you have medical or dental coverage through St. Jude. If you choose vision coverage, you will need to select from one of two coverage tiers (Employee Only or Family).
Vision Benefits At-A-Glance
| Benefit | Frequency | In-Network | Out-of-Network |
|---|---|---|---|
| Exam | One time every 12 months | $0 copay | Plan pays up to $200 toward exams, less $10 copay |
| Frames and lenses* or contact lenses** | $10 copay ($150 maximum) |
Plan pays $90 toward purchases of eyeglasses, less $10 copay | |
| LASIK Surgery*** | One-time (lifetime benefit) | 20-50% discount on R&C**** | No benefit |
| *Benefit for eyeglasses includes frames and lenses (i.e., single vision, bifocal and trifocal): $200 maximum allowance **Contacts in lieu of frames and lenses: $200 maximum allowance to be applied toward the contact lenses. ***Call Tru-Vision at 1-866-486-2020 for details about the LASIK benefit. You can set aside money in a health care Flexible Spending Account to pay for your portion of the surgery -- tax free. ****R&C is reasonable and customary rates prevailing in the geographic area in which the expenses are incurred. |
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In-Network providers include EyeMasters, Sears, J.C. Penney, Pearle Vision, For Eyes Optical, 2001 Vision Center, Eyecare Center of Memphis, Cole Vision Corp, Factory Outlet and Target Optical. For more information, go to www.metlifevision/vision.
Bi-Weekly Premiums
You contribute the full amount for vision coverage on a pre-tax basis. You receive a group rate, which is likely to be lower than plans you could purchase on an individual basis. The table below shows your monthly contributions if you choose coverage under the plan.
| Benefits | Your Bi-Weekly Premium | Monthly COBRA Rates* | |
|---|---|---|---|
| Vision | Full-time | Part-time | |
| Employee only | $0 | $0 | $7.43 |
| Family | $3.64 | $3.64 | $14.86 |
| *This is the full cost of coverage if you or one of your dependents loses coverage under the plan and becomes eligible for COBRA. ** Health premiums impact the first two paychecks in a month. |
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